Credit & Payment Policy

Accepted Payment Methods

We support the following modes of payment based on order value, risk assessment, and region:

• Bank Wire Transfer / ACH
• Corporate Check (for approved accounts)
• PayPal / Debit / Credit Card (where enabled)
• Escrow or Letter of Credit (for select cases)

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Advance Payment Policy

Payment in advance is required unless formal credit terms are established. Orders involving special sourcing, configuration, or export clearance are non-cancellable and require full prepayment.

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Credit Terms Eligibility

Credit lines may be extended to qualified corporate, government, educational and reseller customers based on:

• Business history
• Trading volume
• Credit references
• Compliance review

Standard net terms range from Net 7 to Net 30 unless otherwise negotiated.

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Invoices & Due Dates

All invoices must be settled by the stated due date. Pre-shipping payment may be required for high-value items, project-based procurements, or export shipments.

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Late Payment / Non-Payment

Past-due accounts may be subject to service charges and temporary suspension of future shipments. Continued delinquency may result in credit revocation or collection action.

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Fraud Prevention & Verification

GBN reserves the right to request verification documents, company details, trade licenses, purchase orders or bank confirmations before releasing goods.

Wire Transfer Instructions

Full banking details are printed on invoices. Customers are responsible for remitting all transfer fees / bank charges to ensure the invoice amount is received in full.

International customers must handle currency conversion, intermediary bank costs, and compliance fees.

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Overseas Buyers

International orders typically require advance payment. Shipping, customs, duties, VAT and import clearance fees are the buyer’s responsibility unless otherwise agreed.

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Refunds

Refunds, where applicable, may be issued as account credit or direct transfer based on original payment mode. Refunds are not issued until returned goods are inspected and approved.

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Contact Billing Support

For payment questions, wire confirmation, credit applications or invoicing inquiries, please contact: accounts@gbntrade.com